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APRA Demands Superannuation Governance Changes

APRA Demands Superannuation Governance Changes

by Starling Insights

Starling Insights Editorial Board

Oct 15, 2025

Observations

The Australian Prudential Regulation Authority (APRA) has issued a stern warning to superannuation platforms, threatening to claw back executive bonuses and demanding urgent governance fixes following the collapse of the Shield and First Guardian investment schemes amid allegations of fraud, as reported by the Australian Financial Review.

APRA deputy chairwoman Margaret Cole told trustees that they “cannot outsource accountability,” as nearly $1 billion in retirement savings is at risk from the schemes, which were made available to consumers through superannuation platforms. Cole criticized superannuation platforms for being overly dependent on external research and ratings agencies to approve new investment products, with limited internal assessment. 

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