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US Banks in

US Banks in "Go-Mode" Under Trump

by Starling Insights

Starling Insights Editorial Board

Jan 27, 2025

Observations

Speaking at last week's World Economic Forum meeting in Davos, Mary Callahan Erdoes, CEO of JPMorgan Asset & Wealth Management, described US banks as being in "go-mode" under Donald Trump, with "animal spirits" thriving due to anticipated lighter regulations, as reported by the Financial Times.

Erdoes highlighted the stark contrast with Joe Biden's administration, which introduced "eight times the number of significant new regulations" compared to Trump's first term. She argued a reduced burden would unclog the system and encourage dealmaking, including IPOs, by alleviating the "millions of man-hours of paperwork" required under stricter regimes.

JPMorgan has established a "war room" to evaluate Trump's executive orders, applauding his "pro-business environment." Lobbyists, including the Bank Policy Institute, have encouraged Trump to expand deregulation beyond pending regulations to include policy reviews and agency actions.

Executives from Europe and the UK expressed concerns over competitive disadvantages if US deregulation progresses while their countries enforce stricter rules like Basel III. Standard Chartered CEO Bill Winters called for globally consistent regulations to avoid market arbitrage.

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