Starling's team of editors provide review and analysis of current trends and developments in the industry.
Observations
Jul 10, 2025In an American Banker article published late last month, journalist Ebrima Santos Sanneh considers whether regulatory independence in the US is on the decline, and what that means for regulators going forward.
Compendium
Jun 23, 2025U.S. deregulation now framed as modernization reshapes financial oversight, targeting agencies like the Fed, CFPB, and FDIC. Reforms reduce regulatory scope and staff, weaken enforcement, and eliminate cultural and reputational risk metrics. Critics warn of heightened conduct risk, weakened governance, and eroded psychological safety in financial institutions. The deregulatory agenda tests democratic safeguards, risking long-term institutional trust and stability.
