In an early 2019 speech,1 Deputy Governor of the Banque de France Denis Beau remarked:
[F]inancial technologies should not only be seen as opportunities for the provision of new products and services or as a further threat to financial stability. Financial technologies can also be an asset to enhance compliance with regulation or risk management practices: that’s what we call “Regtech”. They can also help the supervisor to perform its task more efficiently: we then speak about “Suptech” (supervisory technology). In both areas, the prospects are promising.
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