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UK Government Axes Its Payments Regulator

UK Government Axes Its Payments Regulator

by Starling Insights

Starling Insights Editorial Board

Mar 13, 2025

Observations

Earlier this week, the UK government announced that the Payment Systems Regulator (PSR) would be abolished, with its operations merged into the Financial Conduct Authority (FCA).

"For too long, the previous government hid behind regulators — deferring decisions and allowing regulations to bloat and block meaningful growth in this country," said Prime Minister Keir Starmer. The decision to axe the PSR is a part of his government's broader effort to evaluate the country's ~130 regulators to determine which can be restructured or removed entirely.

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