Both major Dutch regulators — the Dutch Central Bank (DNB), which is the prudential regulator, and the Authority for the Financial Markets (AFM), which is the conduct regulator — made firm culture a matter of focused attention.
In last year’s report, we provided an extensive discussion of the DNB’s activities, noting that it had been on the “cutting edge” regarding the supervision of culture. Under the leadership of Wijnand Nuijts, the head of behavioural risk supervision, the DNB has continued that leading role — assessing culture at the financial institutions for which it has responsibility, and lending its expertise to regulators in other countries, such as Ireland. The DNB did not issue any new public reports or analysis during 2018.
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