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In a speech delivered last week, Tuang Lee Lim, Assistant Managing Director for Capital Markets at the Monetary Authority of Singapore (MAS), highlighted how rapid technological change and evolving risks are reshaping global markets and, as a consequence, supervisory priorities.

Lim emphasised that “the future of finance will be shaped by technology,” focusing on tokenization and AI. Tokenization is still early in adoption, he said, but institutional interest is accelerating. He stressed the need for “legal and regulatory certainty,” interoperability across networks, and reliable settlement assets. MAS has issued a Guide on the Tokenization of Capital Markets Products, following the principle of “same activity, same risks, same regulatory outcome.”

On AI, he noted that innovations such as generative and agentic AI are transforming trading, surveillance, and risk management. MAS has proposed Guidelines on AI Risk Management to ensure institutions identify and mitigate emerging risks. Lim outlined MAS’s three strategic priorities, which he dubbed “ISP”: facilitating Innovation, sharpening Supervision, and strengthening Partnerships. Its efforts in this direction include enhanced oversight of third-party service providers, use of SupTech such as NLP-based social-media monitoring, and collaborative initiatives like the Fintech Regulatory Sandbox and Equities Market Review.

“The future of our capital markets depends on continued collaboration between regulators, market participants, and technology providers,” Lim concluded. “As we move forward, let us remain committed to our shared goal: building capital markets that are not only innovative and efficient, but also fair, transparent, and resilient — markets that serve the real economy and inspire confidence among investors and consumers alike."

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