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US Congressmen Criticize FDIC Innovation Approach

US Congressmen Criticize FDIC Innovation Approach

by Starling Insights

Starling Insights Editorial Board

Feb 06, 2024

Observations

In a letter sent to Federal Deposit Insurance Corporation (FDIC) Chairman Martin Gruenberg, top US House Financial Services Committee Republicans have questioned the shift in focus within the regulator's innovation office, which has signaled a potential backtrack in fostering financial sector innovation.

House Financial Services Committee Chair Patrick McHenry, alongside Subcommittee Chairs Andy Barr and French Hill, expressed concerns about changes to the FDIC's "FDITech" office. The office was created in 2019 to encourage banks to embrace fintech advancements. However, it has seen a significant pivot under the current administration. Moving away from its original mission to promote external financial innovation, the FDITech office now focuses exclusively on technology adoption within the FDIC.

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