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UK FCA Investigates Barclays Over AML Concerns

UK FCA Investigates Barclays Over AML Concerns

by Starling Insights

Starling Insights Editorial Board

Feb 28, 2025

Observations

Barclays is under investigation by the UK Financial Conduct Authority (FCA) over its "historical oversight and management" of higher-risk customers, as reported by the Wall Street Journal.

The probe is focused on the effectiveness of anti-money-laundering and financial crime controls at both Barclays Bank UK, which serves retail and small business clients, and Barclays Bank, which handles global corporate services. The bank, which disclosed the civil enforcement investigation in its annual report, offered assurance that it is cooperating with the regulator but provided no predictions on potential outcomes or financial penalties.

The FCA has not commented on the matter. However, in November, the FCA fined the bank £40 million for failing to disclose side deals with Qatari investors who provided emergency funds during the 2008 financial crisis. Barclays initially planned to contest the fine but withdrew its appeal just before the court proceedings.

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