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In this session Clare Bolingford and Greg Medcraft shared insights on regulatory responses and supervisory lessons. Participants emphasized the importance of balancing risk control with flexibility, enabling institutions to adapt to emerging risks without being constrained by rigid frameworks.  Mentioning the inability to prevent recurring misconduct at institutions like Credit Suisse, the need for continuous vigilance and improvements in corporate governance and culture were stressed.

The conversation delved into the significance of both prudential and conduct regulation, stressing the need for coordination between the two and the importance of good governance.  Factors include the role of board quality and the necessity of a culture that promotes ethical behavior and accountability. It was stressed that a systemic approach to address the root causes of misconduct is critical, rather than targeting individual wrongdoers alone.

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