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Accountability for Banks, Accountability for Regulators

Accountability for Banks, Accountability for Regulators

by Michelle W. Bowman

Member, Board of Governors of the US Federal Reserve System

Feb 14, 2024


This article originally appeared in Starling Insights' “Physician, Heal Thyself” Deeper Dive.

The U.S. Federal banking agencies provide critical oversight of and play a vital role in maintaining a safe and sound banking system. These roles are carefully defined and expressly limited by statute. The banking agencies’ focus on the safety and soundness of individual financial institutions and the stability of the broader financial system lays a solid foundation for a robust financial services industry in the U.S. and abroad.

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