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In recent years, there has been much discussion of financial risk being “solved.” The problems that caused the Global Financial Crisis had been fixed, and the financial system was now sufficiently resilient. However, in early March 2023, this thinking came into question. On March 8th, Silicon Valley Bank (SVB), a regional bank that catered mainly to start-ups, announced that it would need to raise $2 billion from investors to shore up its balance sheets.

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