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Managing Innovation in the Regulation of US Financial Markets

by William H. Hinman, Jr.

Compendium

Jun 23, 2025

Regulatory ambiguity and enforcement-driven oversight heighten conduct risk in digital finance. Modern governance frameworks must align with blockchain and AI innovation including digital assets, blockchain, and AI in financial markets. Regulators often rely on enforcement over clear governance. With the demise of Chevron, we must emphasize collaboration and tailored rulemaking.

The 2025 Compendium is available!

Now in its 8th year, Starling's Compendium features 21 contributors from across the industry as well as detailed analysis of the latest trends in culture & conduct risk supervision.

The UK’s Consumer Duty: a rebirth, not a rebrand

by Michelle Kirschner , Matthew Nunan

Compendium

Jun 07, 2023

The UK Financial Conduct Authority’s (“FCA”) new Consumer Duty, set to come into force on 31 July 2023, has been described by the FCA as a “paradigm shift,”a “watershed moment,” and as “raising the bar” for regulated firms.

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